reduced-fat vanilla wafers, finely crushed (about 1-1/4 cups)
(8 oz.) PHILADELPHIA Neufchatel Cheese, softened
cold fat-free milk
Combine wafer crumbs and margarine; press onto bottom of 13x9-inch dish. Refrigerate until ready to use.
Beat Neufchatel and sugar in medium bowl with whisk until blended. Stir in 1-1/2 cups COOL WHIP; spread over crust. Top with bananas.
Beat pudding mixes and milk with whisk 2 min.; spread over bananas. Top with remaining COOL WHIP and chocolate. Refrigerate 3 hours.